Consolidating credit card debt into personal loan

27-Dec-2019 10:20

consolidating credit card debt into personal loan-80

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Consumers will find debt consolidation loans available at familiar places – banks, credit unions, online lenders – but it makes some sense to do research and comparison shop before using this route to eliminate debt.It is important to understand that debt consolidation loans don’t eliminate debt.

The advantages are that debt consolidation loans usually carry a lower interest rate and there is only one check and payment date each month.

A debt consolidation loan can provide an opportunity to improve your credit score if you use it as a financial plan, as opposed to just shifting debt around.

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