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Due to investors not investing in student loans the majority of lenders have stopped consolidating federal loans.

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Federal student loans do not require credit checks in order to apply and receive finical aid.If you need help with the consolidation of defaulted student loans, click on the link below.When you have asked your lender to consolidate your student loans and they refuse, you can look for a company that will work as a liasion between you and a prospective new lender.If you would like to add other eligible loans, your servicer must receive your Request to Add Loans Form within 180 days from the date your Direct Consolidation Loan is completed (originated).

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If you choose Nelnet to originate and service your Direct Consolidation Loan, you may request to add other eligible loans to it by completing the Request to Add Loans Form and send it to Nelnet via email Direct Loan [email protected], or mail to: Nelnet P. The answer depends on the relative interest rate and re-payment options of the various loans involved.

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